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Terms of Service

Effective Date: March 1, 2026
Website: charterscapitals.com

These Terms and Conditions (“Terms”) govern your access to and use of the website ChartersCapitals.com and the Charters Capitals Discord community (the “Service”), operated by Charters Capitals LLC (“Company,” “we,” “us,” or “our”).

By accessing our website, purchasing a subscription, or participating in our Discord community, you agree to be bound by these Terms.

1. Acceptance of Terms

By using our Service, you confirm that you have read, understood, and agree to comply with these Terms. If you do not agree, you may not access or use the Service.

2. Educational Purpose Only

Charters Capitals provides educational content related to trading and financial markets.

We do not provide financial, investment, tax, or legal advice.

All content, discussions, charts, strategies, opinions, and materials shared on our website or Discord are for educational and informational purposes only.

Any trading decisions you make are solely at your own risk.

3. No Financial Advice

Nothing provided through the Service constitutes financial advice or a recommendation to buy or sell any financial instrument.

You acknowledge and agree that:

  • You are solely responsible for your own trading decisions.
  • You will conduct your own research and due diligence.
  • The Company and its representatives are not liable for any financial losses.

4. Eligibility

You must be at least 18 years old to use our Service.

By using the Service, you represent and warrant that you meet this requirement.

5. Subscription and Billing

Subscription Access

Access to certain areas of the Service requires a paid subscription.

Automatic Renewal

Subscriptions automatically renew monthly unless canceled before the billing cycle ends.

Payment Authorization

By subscribing, you authorize us to charge your selected payment method on a recurring basis.

Price Changes

We reserve the right to modify subscription pricing with reasonable notice.

Cancellation

You may cancel your subscription at any time. Access will remain active until the end of your billing period.

6. No Refund Policy

All payments are non-refundable.

By subscribing, you agree that:

  • No refunds will be provided for partial billing periods.
  • No refunds will be issued if your account is terminated for violating these Terms.
  • Revoked posting permissions do not qualify for refunds.
  • Attempting to rejoin after a ban does not entitle you to a refund.

7. Chargebacks and Payment Disputes

You agree not to initiate chargebacks or payment disputes for services rendered.

If you initiate a chargeback:

  • Your access may be permanently revoked.
  • Legal remedies may be pursued where applicable.

The proper method to discontinue service is cancellation through your account.

8. Member Conduct

You agree to:

  • Treat all members respectfully.
  • Avoid harassment, discrimination, or abusive behavior.
  • Refrain from spamming or disruptive conduct.
  • Not impersonate others.
  • Not solicit members for external services or communities.

Violation may result in suspension or termination without refund.

9. Intellectual Property

All content provided by Charters Capitals LLC, including but not limited to:

  • Trading concepts
  • Strategies
  • Frameworks
  • Educational materials
  • Recordings
  • Discord content

remains the exclusive property of Charters Capitals LLC.

You may not:

  • Record live sessions
  • Redistribute content
  • Share login credentials
  • Reproduce proprietary concepts
  • Share paid materials outside the platform

Unauthorized use may result in termination and legal action.

10. User-Generated Content

By posting content within our Discord or website, you grant Charters Capitals LLC a perpetual, royalty-free, worldwide, non-exclusive license to use, reproduce, and display that content for business purposes.

11. Moderation and Termination

We reserve the right to:

  • Restrict posting permissions
  • Remove content
  • Suspend or terminate accounts
  • Modify access levels

This may occur at our sole discretion and without prior notice.

12. Discretionary Termination

We may terminate accounts for:

  • Violating these Terms
  • Disruptive or harmful behavior
  • Unauthorized sharing of content
  • Failure to comply with community standards

If termination occurs due to inactivity or failure to engage with required course components, we may issue a prorated refund at our sole discretion.

13. Limitation of Liability

To the fullest extent permitted by law, Charters Capitals LLC shall not be liable for:

  • Trading losses
  • Loss of profits
  • Business interruption
  • Data loss
  • Indirect or consequential damages

Use of the Service is at your own risk.

14. No Warranty

The Service is provided “as is” and “as available.”

We do not guarantee:

  • Profitability
  • Accuracy of information
  • Continuous availability
  • Error-free performance

15. Legal Compliance

You agree to comply with all applicable laws and regulations while using the Service.

16. Amendments

We reserve the right to update or modify these Terms at any time.

Changes become effective immediately upon posting on charterscapitals.com.

Continued use of the Service constitutes acceptance of updated Terms.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Charters Capitals LLC is registered.

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